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Home Loan is given for new home (house/ flat/ kothi/ appartment) purchase, to renovate/ furnish the house, to purchase the plot/ land to build the house etc.
What is Home Loan?
Home Loan is a Secured Loan. Home Finance is offered against the security of a house / property which is funded by the bank’s loan, the property could be a personal property or belonging to a firm. In this type of loan the borrower gives the banker a conditional ownership over the property i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property.
Who is Eligible for Home Loan?
A person with stable monthly income is eligible for Home loan
- Salaried person.
- Business Person with stable income and business.
- A partnership or a Pvt. Ltd. company.
- Professionals with stable income and business