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What is Mortgage Loan?
Mortgage loan or loan against property means the borrower takes a loan which is secured against his current residential or commercial property. The benefit of mortgage loan is that it considers the market value of the property as on date. As such, the borrower can get higher amounts of loan. Best is, the loan money can be used to meet financials requirements of any kind.
Loan Against Property to
Why Loan Against Property?
Loan Amount & Tenure
Loan Against Property to
- Salaried Individual
- Self Employed Individual
- Professional Individual
- NRI’s
Why Loan Against Property?
- Working capital requirement
- To fill short term financial requirement
- Business Expansion
- To set up new business
- Debt Consolidation
- Home Extension or Renovation
- Marriage, Travel or Education
Loan Amount & Tenure
- 10 Lac to 30Crore
- Decided on Market Value of Property
- Decided on repaying capacity of the borrower basis income documents
- 5 yrs to 15 yrs